Premises Liability for Airbnb and Vacation Rentals: Who Is Liable?
When you are on vacation, the last thing you plan for is a serious injury, but it can still happen. Whether you booked an Airbnb or a Vrbo vacation rental, you need to know who is liable for your damages, and that person or company may be the host.
The attorneys at Tomeny | Best are highly skilled at premises liability cases and are here to support you with your claim. Find out more about vacation rental claims and who could be held liable for your damages.
Premises Liability and Hosts
Your Airbnb or vacation rental hosts are legally responsible for ensuring their property is safe for guests. Whether the owner is an individual or a corporation, they must keep the property in reasonably safe condition. If you suffer injuries during your stay, the host could be liable under premises liability laws.
The Host’s Responsibilities
Anyone who rents out a vacation property has a duty of care to their guests. Vacationers are considered “invitees” because they received an invitation to the property for a mutually beneficial purpose. If there is a known issue, such as a loose floorboard, the owners must notify guests of the hazard and have the problem repaired promptly.
Airbnb’s Host Liability Insurance
Airbnb provides its hosts with liability insurance as part of its AirCover for Hosts program, which includes up to $1 million in coverage. However, this protection for a guest’s bodily injury, property damage, or loss of property by theft may not always apply. Because there are some exclusions, such as injuries to your pets, you may be able to file a claim against the host’s homeowners’ insurance policy.
Filing a Claim Against the Host’s Homeowner’s Insurance
Additionally, if you do not get a satisfactory settlement from Airbnb, it may be possible to file a claim against the host’s homeowner’s insurance. This process falls under the category of premises liability claims. However, some policies have exclusions that limit or exclude coverage for short-term rentals. This is another reason to contact an experienced Tomeny | Best attorney for advice.
Talk With a Premises Liability Attorney for Airbnb or Vacation Rentals
Nothing ruins a vacation faster than an injury or property damage, especially when your Airbnb or vacation rental host could have prevented it. If you have had this experience, you need the help of a dedicated premises liability law firm. Contact the Tomeny | Best legal team today, and tell us what happened. We work hard to seek compensation for our clients under Louisiana’s premises liability laws.
