Rear-end car crashes are the most common type of collision, often resulting in life-changing consequences. While many of these wrecks are minor fender-benders with minimum losses, some cause extensive property damage and painful injuries.
When driver negligence causes you or someone you love to sustain harm, auto insurance and personal injury laws allow you to seek compensation from the at-fault party. Schedule a meeting with an auto collision attorney experienced with rear-end car accidents in Prairieville to learn more.
Common Rear-End Car Crash Injuries and Damages
Seeking help from a medical care professional after a rear-end collision immediately is essential. Some of the common injuries from rear-end car crashes in Prairieville include:
- Neck strain or whiplash
- Shoulder and back injuries
- Sprains or soft-tissue injuries
- Spinal cord trauma
- Head or skull trauma, including traumatic brain injuries
- Seat belt and steering wheel injuries, including broken ribs or internal organ damage
Rear-end vehicle collisions almost always occur because of negligent driving behavior, such as tailgating or distracted driving. While drivers involved in minor collisions often exchange contact and insurance information, a more severe accident warrants reporting the incident to authorities. Reporting accidents is essential for collecting damages from the liable party and, in many cases, is a legal requirement.
Settlements in Rear-End Car Crash Claims
Settlement amounts will vary depending on the severity or other elements of your injury. After establishing fault, compensation may cover:
- Lost salary
- Medical care
- Property damage
- Pain and suffering
A skilled accident attorney who understands Prairieville rear-end crashes could fight for you to receive fair compensation, no matter how extensive your injury.
Car Accident Reporting and Auto Insurance Coverage Requirements
Understanding Louisiana’s car accident reporting requirements is crucial for those who wish to travel on state roads and highways. According to the Louisiana Revised Statutes § 32-398, motorists must report car accidents involving:
The drivers must report the rear-end car accident to the local authorities using the most efficient communication method.
Auto Insurance Coverage Minimums
Louisiana follows a fault auto insurance system. This means the at-fault driver must pay for their damages and those of the other involved motorists. The minimum amount of liability all motorists must carry includes:
- A minimum of $15,000.00 in bodily injuries per vehicle collision
- At least $25,000 for property damage per car accident
- UM coverage isn’t required in Louisiana
Liability insurance only covers another driver if you are at fault for a rear-end car wreck in Prairieville. While this is the least possible amount of coverage state laws require, carrying more protects drivers from civil lawsuit judgments. A seasoned lawyer could answer questions about traffic rules and statutes.
Call a Diligent Attorney Experienced With Prairieville Rear-End Car Accidents
Car accidents, especially rear-end crashes, occur when you least expect them, leaving you with bodily harm and property damage. State laws require that motorists carry a minimum amount of insurance coverage. However, not everyone complies with the regulations; sometimes, the coverage amount is insufficient to pay for your losses.